Knights of Columbus

Insurance Corner

A Season for Giving
With the holidays rapidly approaching, now is a good time to sit down with your Knights of Columbus agent and discuss your family’s current financial circumstances - and your plans. Life insurance is truly one of the best gifts a member can buy for his family. Think about it: What else can you put under the Christmas tree that can:

* Guarantee that the mortgage on your home would be paid off if you die?
* Provide a way for you to ensure that money is available for your children to attend college, whether you live or die?
* Ensure your family’s financial survival if you, your spouse, or both of you met an untimely death?

You probably know plenty of folks who overspend during the holiday season. Conversely, few people over-save, and plenty of folks are financially unprepared for the future. Yet, it’s by doing the latter that people demonstrate true love for their spouses and children!

Start early on some resolutions for the New Year. Save more. Allocate expenditures more wisely. Above all, ensure your family’s financial protection - come what may. With a Knights of Columbus life insurance program, your family will have the benefit of financial security for the years ahead… and be better able to celebrate future Christmases.

Financial hardship is something that you can prevent. By taking the appropriate steps now, you protect your loved ones against financial calamity in the event of your death. What’s more, the sooner you act, the greater the benefits will be for your family – and, possibly, for you as well. I wish you and yours a blessed Christmas and a prosperous New Year.

Please call me soon to set up an appointment.

Chuck Rupert
Field Agent
7013 Outrigger Dr.
Wendell NC 27591
Office; 919-365-9677
Cell; 919-606-2799
Fax; 919-366-1585
E-mail; Charles.Rupert@KOfC.ORG
crupert@bellsouth.net

Buying life insurance is something that’s easy to put off until tomorrow. And if your life is as busy as mine, tomorrow can easily become next week, next month, or even next year. I’d like to make a personal plea that you not make that mistake. Before the month is over, make an appointment to visit with me, your professional Knights of Columbus agent. I’ll work with you to put a plan in place that will help your family when that help is most needed.

We all know someone whose health, instantly and seemingly out-of-the-blue, changes. You may think this can’t happen to you. Think again. And keep in mind that no one will ring a bell warning you that your health is about to change. Medical technology has turned many diseases previously termed “death sentences” into very treatable conditions. What medical advances haven’t changed, however, is that being diagnosed with one of these diseases will dramatically affect your ability to purchase life insurance coverage. Don’t wait until it’s too late. Call me today.

Your Knights of Columbus insurance program is second to none. Knights of Columbus life insurance represents a safety net for Catholic families that’s unsurpassed, and we’re proud of that. We’re also concerned. Why? Because there are more than 1 million Knights of Columbus members who have no life insurance with us. I suspect that, for many of those 1 million members, tomorrow has become next week, next month or next year. Don’t be one of them. Don’t wait for the bell to ring. It isn’t going to. I hope to hear from you soon.

Fraternally,

Chuck Rupert
Field Agent
7013 Outrigger Dr.
Wendell NC 27591
Off: 919-365-9677
Cell: 919-606-2799
Fax: 919-366-1585
Email: charles.rupert@kofc.org

If you’re like me, you derive great joy from your children. It’s a great feeling when a teacher, coach or fellow parent compliments you on your child.

We all know that raising children these days is no easy task, especially when the values we’re trying to instill in them – concern for others, accepting responsibility for their actions, saving money rather than spending it – seem to run counter to what society is trying to teach them. Yet these are exactly the values that tend to draw compliments from teachers, coaches and fellow parents.

We also know that the best way to teach is by example. If you carry enough life insurance to protect your family - and if you share with those of your children old enough to understand why that’s important, you’re exhibiting and imparting many of the values you hope your children will absorb.

You’ll show them by example that you love them and are concerned about their welfare. You’ll show them that you take your responsibility to provide for your family seriously, and that you want to make sure that they’re provided for even if you’re not around. And you’ll show them that investing money in your life insurance protection is more important than the new set of golf clubs you might want, the newest and best home theater system you’ve had your eye on, or whatever else you might be sacrificing to pay the premiums.

Sure, they’ll probably roll their eyes at you as you’re explaining this, and they’ll certainly moan and groan if they can’t get the newest CD, video game or piece of clothing. But they learn from what you do – just like they learn from what you don’t do. What lessons do you want to teach them?

I want to meet with you to review your existing coverage. Based upon that review, and on the comprehensive needs analysis that I’ll perform, free of charge, we’ll be able to put a plan in place that will meet your needs, goals and budget. Give me a call.

God Bless

Chuck Rupert
Field Agent
7013 Outrigger Dr.
Wendell NC 27591
Off: 919-365-9677
Cell: 919-606-2799
Fax: 919-366-1585
Email: charles.rupert@kofc.org

The laws and rules of our Order, as well as state (provincial) laws, specify that the Knights of Columbus may accept insurance applications from members only. As a member, you may apply for insurance on yourself, your wife and your minor children.

The Order’s Board of Directors has taken action, though, to assure that a Knight’s widow maintains the right to purchase additional insurance for a limited time. This can be of great benefit and comfort to those we leave behind.

This “right to apply” is available only to the widows of insured members. If a member has not availed himself of our highly rated life insurance program, or purchased an annuity or long-term care policy, this benefit is not available to his widow.

But if the member was an insured member, his widow has the right to apply for additional insurance on her life and on the life of the member’s minor children. This right must be exercised within one year following the Order’s receipt of proof of the insured’s death.

Know two things. First, I’ll assist your widow and children in any way possible if you should die, both with your Knights of Columbus insurance and any other life insurance you may have. Second, I’ll provide them my best professional advice and service, to assure that they have adequate insurance protection.

I have no greater responsibility.

God Bless,

Chuck Rupert
Field Agent
7013 Outrigger Dr.
Wendell NC 27591
Off: 919-365-9677
Cell: 919-606-2799
Fax: 919-366-1585
Email: charles.rupert@kofc.org

Have you ever heard the expression “lazy days of summer?” While the hot weathe may encourage a slower paced life, in many ways summer can be the busiest time of the year. Especially for parents with school-aged children. And being busy, it’s easy to forget about such things as reviewing your life insurance coverage.

The purpose of this column is to encourage you to meet with me, your Knights of Columbus agent, before the end of the summer. Whether or not you have life insurance with the Order, I’ll be happy to meet with you and make sure your coverage continues to meet your needs and goals. If you’ve had any life changes since you last bought a policy (new home, new child, new job, etc.), chances are your life insurance needs to be updated. I’ll work with you to make sure you have the coverage you need at a price you can afford.

Call me to set up an appointment. When we meet, you’ll discover that time spent with your Knights of Columbus agent is time well-spent. But, make the call today. Because summer is not only busy, it’s also coming to an end.

Chuck Rupert
Field Agent
7013 Outrigger Dr.
Wendell NC 27591
Off: 919-365-9677
Cell: 919-606-2799
Fax: 919-366-1585
Email: charles.rupert@kofc.org

A new fraternal year is upon us. Congratulations to the newly elected and appointed council leaders. I’m sure you have a list of things that you want to accomplish during the coming year. I’m eager to help.

One of these goals is likely the attainment of the Star Council award - the most prestigious award the Order offers at the council level. I’m certainly committed to helping on the insurance side, but I’ll be glad to help on the membership side as well.

If you know an eligible Catholic man who might be interested in joining the Order (and who among us doesn’t), he’s probably just waiting to be asked. I can help you, either by approaching him myself, or by “coaching” you – transferring sales skills that you can use to recruit him and other prospects. As always, I’m at your service.

What would be helpful to all of us would be an early start on those goals, rather than waiting until May or June. Let’s get an early start on award season this year.

Chuck Rupert
Field Agent
7013 Outrigger Dr.
Wendell NC 27591
Off: 919-365-9677
Cell: 919-606-2799
Fax: 919-366-2585
Email: charles.rupert@kofc.org